Testimonials
Client Success Stories
120+ 5 Star reviews just on Google
I was very grateful to have Todd on my side when trying to buy my first home. He was always patient when answering all my questions and I could tell he felt personally vested in getting me into a home. He understands what it takes to submit winning offers in such an incredibly competitive Bay Area market. I recommend him to my friends any time I hear they are in the market, and I highly recommend him for your team as well.
Jesse Rond
We recently worked with Todd Galde to buy our first home. As first timers, we are so grateful that Todd was there to support us through the process. Todd spent many hours answering our questions, walking us through the steps and possible scenarios. He is professional, patient, and extremely knowledgeable. He made our offer shine and went above and beyond in so many ways. Thanks again for all your hard work, Todd!
Caylee Mercado
Todd and his dedicated team are awesome! They have assisted us with both purchases and refinances over the last few years and we have always felt completely supported through the process. Todd is always willing to answer questions and offer seasoned advice to guide us through our decisions. We will continue to turn to him and his team for our future mortgage needs.
Clayton Stroope
Todd and his team made buying a home stress free and they were always there to answer any questions when needed. We 100% recommend them if you are considering buying a home!
Jeremy Bohmaker
Todd and his team have done an outstanding job for us on a home purchase and refi. They have systems in place to keep you informed every step of the way. Todd is a seasoned lender. He has the ability to address the most complex situations. I highly recommend Todd and team.
Steve Lacy
We are grateful to Todd and his team for making our mortgage financing so easy. From the beginning of the process, Todd was always available to answer all our questions and provide guidance when needed. He monitored interest rates locking in at the optimal time. He also worked with us to address a credit issue which resulted in a much better interest rate. We definitely recommend Todd and his team!
Joe Cesana
Ready to buy your Dream Home?
Benefits
Purchase Without Contingencies
Enables homeowners to make strong, competitive offers without loan or appraisal contingencies, giving them the advantage of a cash buyer while using their existing home equity.This significantly increases offer attractiveness in competitive markets.Quick Closing Timeline
Allows homeowners to close rapidly on their new property or senior living community without waiting to sell their current home first.This prevents missing out on desired properties and provides flexibility when timing is critical.Flexible Repayment After Sale
Offers the ability to pay off the loan after selling the current home with no prepayment penalties.This creates a seamless transition between properties without the pressure of coordinating simultaneous transactions.