Scenarios
Case Study: Multi-State + Cross-Collateralized
A long-standing resident and homeowner in San Jose, CA decided it was time to move to Idaho and be closer to the grandkids. She owned five homes. We crossed all five, enabling her to purchase a $3.4 million vacation resort near Eagle, ID, and four additional single-family homes, three investment properties and a beautiful primary residence. She avoided capital gains taxes by performing a Reverse 1031 Exchange. All of the purchases were made before she sold her CA properties.
Case Study: Growing Family Moves to The Country
A couple in their 30's were adding kids to the family and decided to move up, and out… out to the country, that is. Knowing they would need to fix up their current home in Concord, CA we enabled them to purchase a new home up in Roseville. They moved the family to the new home, their agent fixed up the old home, and it sold over-asking with multiple offers.
Case Study: Retired Couple "Buys In" to Long-Term Care
A lovely retired couple wanted to move to a Senior Care Retirement Community in Los Gatos, CA but they needed over $750,000 to "buy in" to the community. Not wanting to be taxed on their retirement assets and not ready to sell their home, we provided the funds necessary to pay for the "buy in", they moved to their new residence, and their agent sold their home two months later after renovating and staging it properly.
Case Study: Buyer Doesn't Let Dream Home Get Away
A couple in their mid-40's planned on moving out of state next year but their absolute "must have" dream home came on the market. Not prepared to sell their existing home, we crossed the two properties, enabling them to purchase the dream home smoothly and quickly which the seller appreciated. Our buyer then took about 6 months to make the transition to the new home, without being rushed, and ultimately sold their old home for an over-asking price.
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Benefits
Purchase Without Contingencies
Enables buyers to make offers NOT contingent on the sale of their old home, and even without loan or appraisal contingencies, giving them the advantage of a cash buyer while using their existing home equity.
This significantly increases offer attractiveness in competitive markets.
Quick Closing Timeline
Allows homeowners to close rapidly on their new property or senior living community without waiting to sell their current home first.
This prevents missing out on desired properties and provides flexibility when timing is critical.
Flexible Repayment After Sale
Offers the ability to pay off the loan after selling the current home with no prepayment penalties.
This creates a seamless transition between properties without the pressure of coordinating simultaneous transactions.